Recent Storm Damage Posts
Understanding Your Business Insurance Policy: Storms and Floods
Flood in a Arlington, TN bedroom
How And Why Is Flood Damage Different?
While a flood is a costly and devastating experience for a business owner, it is not always covered under their general commercial policy. It is typically understood that flood insurance is separate from commercial property insurance. However, there is not always an understanding as to the reasons why, especially when a typical policy covers some level of storm damage. How and why is flood damage different?
The flooding that is covered by most policies without an additional rider is overflow from drains caused by excessive rainwater. Additionally, you may experience leaks due to wind-damaged roofs which should also be covered under most commercial policies.
Flood damage caused by actual floods and not storms typically refers to overflowing rivers, creeks, lakes, dams and other water courses. While these floods can occur naturally, they are not considered storm damage, likely because floods do not happen everywhere, making universal coverage difficult and unfair.
3. Storm Floods
Flooding caused by storms is an interesting overlap that likely requires clarification from your insurance provider. While a storm may lead to an overflowing river, it still may not be covered by your policy because of where the problem originates.
While your insurer will provide the most significant insight into potential coverage, a disaster restoration specialist in the Arlington, TN, area can also give some insight into preventative measures. Additionally, these companies can help you develop an emergency action plan to protect and restore your business after a disaster.
Flood damage is a tricky topic when talking about insurance coverage. The most common misconception is that insurance companies don’t offer universal coverage because of greed, but the reality is that not enough consumers live in flood zones to make premiums fair. Storms are experienced by every business and person, making general coverage acceptable, but floods will likely always require special coverage and riders.
How To Stop Moisture From Invading Your Business
Excess moisture from water entering the facility due to flooding
When a storm rages outside of your commercial property in Memphis, TN , you assume the inside will stay dry. However, rain damage is a primary reason for business interruption. What problems occur when moisture gets in? How do you prevent water damage during a storm?
As a business owner, you frequently think about your inventory, employees and profit margin. Moisture is probably not high on your list of worries, until it happens to you. Depending on how much water has infiltrated the building and how quickly rain damage is mitigated by storm restoration professionals, the impact can range from minor to severe:
- Damaged contents such as inventory, electronics or furniture
- Water-logged flooring, walls and ceilings
- Black mold resulting from unmitigated standing water, especially in porous surfaces
- Structural failure that decreases the life expectancy of the property
The best way to prevent storm damage is to perform regular building maintenance year-round. Focus on your building envelope, which includes exterior components such as roofing, doors and windows, wall systems and foundation. When designed correctly, these parts work together to form a watertight seal that protects the interior from the elements. Upkeep these areas on a consistent basis to keep moisture at bay:
- Have the roof inspected at regular intervals and after severe weather events.
- Slope landscaping and gutters away from the base of the building.
- Properly seal and frequently inspect doors, windows and venting for leaks.
- Ensure that your property has functioning drainage systems.
- Utilize overhangs to divert rain water away from the structure.
A severe storm in Memphis, TN , has the potential to cause significant problems to the structure and contents of your commercial property. Design and maintain the building envelope to prevent moisture from invading your business. If rain damage should occur, secondary damage such as black mold is oftentimes preventable by immediate, professional storm mitigation services.
"Batten Down the Hatches" - Preparing for the Storm
When storms come through your town, SERVPRO of Bartlett/Cordova is ready for whatever happens.
What does that quote even mean? "Batten Down the Hatches." Several definitions apply, and folks have been using the phrase since 1867 when it was printed in Admiral W.H. Smyth's nautical encyclopedia The Sailor's Word Book.
The word "batten" is a verb (an action word), so to batten something you are doing something, and in this example "batten down hatches" means to make safe, be prepared in case water pours in from severe weather, flooding or strong winds. If there are windows, make sure they are tightly closed (batten). Prepare yourself, your family, house guests and others for the predicted harsh weather: tornado, hurricane, typhoon, monsoon or a strong downpour.
"Batten down the hatches" traveled from The Sailor's Word Book from ship talk as sailors went from "at sea" to living on dry land, the quote traveled with them then as familiar language often does; it was spread throughout the world like a nomad. On board a historic ship: Mayflower, Nina, Pinta, Santa Maria, Andrea Gail and even the Black Pearl doors on the floor of the crafts were shut tightly with tarps nailed over them to keep water from draining to the lower level of the ships during a storm at sea. These hatches still exist but are more modernly crafted.
If they are battened down securely and tightly, the bottom floor of a ship will appear dry, as if a sea storm "never even happened." Stay tuned to the weather channel so you can be prepared and warned by the meteorologist of incoming dangerous weather. Stock up on batteries, test flashlights for working order, have a cellular phone with the Red Cross and SERVPRO on speed dial. Don't forget to "batten down the hatches" at home on land (tightly shut doors and windows).
Bob Dylan’s (September 2012) song Tempest, recounts the story of the Titanic's sinking, He uses the lines: "They battened down the hatches, but the hatches wouldn't hold."
SERVPRO of Bartlett/Cordova/East Memphis
When storms come your way, we are always “Here to Help”.
Never Be up That Creek Without a Paddle: What Causes Sewage Backups in the Basement?
Water Damage after a flood from recent storm
A flooded basement can be a nightmare, but when you add the concern for contamination and possible infection from sewage that nightmare reaches new cataclysmic heights. There are several causes of sewage backups, and, while many of them are preventable with routine maintenance, the top four are as follows:
1. Roots Obstructing the Line
Trees and shrubs are the leading cause of blockages in sewer lines because, as they seek moisture, the roots invade the pipes through compromised areas. It is this buildup of roots as well as the breakdown of older clay pipes that combine to create blockages, which leads to flooding and backups.
2. Improperly Flushed Items
A flooded basement can also be the result of improperly disposed of or flushed items. Grease, like cooking oil, and paper products, like paper towel, diapers, and feminine products, form blockages in waste lines, preventing the free flow of water and causing it to back up into the nearest open drain.
3. Intentional Vandalism
For world travelers, or anyone with a toddler, vandalism, whether intentional or not, can lead to floods and sewer issues. Rebellious teens or vagrants may find a way of crashing a vacant house and purposely cause damage by clogging the drains. Your toddler, on the other hand, may only be curious to see if his/her binky can survive a good flushing
4. Municipal Sanitary Main
While there are many preventative steps you can take against possible flooding, like updating your old clay pipes to prevent root infestation, properly disposing of items, or updating security, some things aren’t under your control. The city sewer main is one of those things. While this is rare, storms, flash floods, or mechanical errors can cause disruptions of the free flow of water, resulting in your floor drains backing up.
A flooded basement is never fun but being aware of the causes can help you plan preventative steps to limit the likelihood that you’ll ever have to experience such a disaster. However, despite the best planning, if you experience flooding in the Bartlett TN, area there are several restoration specialists who can help you figure out your next steps.
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4 Important Pieces of a First Aid Set
It is always good to have a First Aid kit available in your Bartlett TN place of business
As a building owner in Bartlett, TN, it is your responsibility to make sure the occupants of the space are prepared for emergencies. This can include having a commercial restoration team on speed dial to ensure your business can get back up and running after a flood or storm damage. It can also mean preparing an escape route for a fire. You should also create a first aid kit that stays on site.
Your emergency kit can contain a wide variety of products. According to the Occupational Safety and Health Administration, your set should include the following items to meet the minimum criteria.
Your kit should be ready for basic first aid emergencies. You can stock it with various sized gauze pads, adhesive bandages, roller bandages, triangular bandages and wound cleaning solution to ensure all minor cuts and scrapes can be properly taken care of right away. Including adhesive tape and scissors will help ensure anyone who uses the kit can get the bandages cut down to size and stuck in in place.
2. Resuscitation Equipment
No first aid kit is complete without some sort of resuscitation equipment. This can include a pocket mask or resuscitation bag. This emergency equipment can help your employees clear a person's airway.
3. Safety Gear
You may want to include some personal protective gear, such as gloves, tweezers, splint, elastic wraps and blankets, in your set as well. This type of equipment ensures everyone can safely handle emergency situations.
Finally, you want to make sure to include a list of important phone numbers in your emergency kit. These directions for emergency assistance make sure your well-trained staff never forget who to call for each type of emergency. You could also include a map of evacuation routes as an added precaution.
Creating a well-rounded first aid kit can help improve the safety of your building. Once you have your kit stocked, make sure you check it regularly to replace missing or outdated items.
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Take These Steps to Minimize Flood Damage
Rain water can flood your Tennessee home
Do you worry every time a storm rolls through Bartlett, TN, that water will get into your home? Do you think you’ve prepared your property for incoming flood water? If you’re not sure, it’s time to evaluate your storm preparation plans and ensure you’ve got things ready to keep water out and avoid damage. There are a few things all homeowners should do today to protect their home.
Secure Your Valuable Belongings
While you should be most concerned about your loved ones and about your home itself, water damage can wreak havoc with your most treasured keepsakes and possessions. There are some things you simply can’t replace, so you need to find methods to keep them out of harm’s way.
• Place treasured materials in waterproof containers.
• Keep important documents such as insurance policies, tax information and mortgage papers in a safe deposit box.
• Take inventory of your precious keepsakes by taking photos.
Clean the Gutters
It’s important to get on your roof once a year (or more frequently if necessary) and check your rain gutters. If they are full of debris, you need to clear them immediately so when major storms come through Bartlett, TN, flood water doesn’t gather around your foundation. Make sure the gutters are sending water far from your home.
Seal Vents and Lower-Level Windows
If you have vents that lead from the outside into your basement, you should seal them to prevent water from entering. A flooded building usually has problems start in the basement, so make sure there are no entry points for water in these areas of your home. Also, double check your windows that they are secure and free of cracks or gaps.
Flood water can be devastating to your home and possessions. If you want to reduce your risk, you need to put these protective measures in place today. When you do this, you can have the confidence that you’ll be safe when a large storm drops significant precipitation.
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3 Differences Between Flood Mitigation and Restoration
House Flood in Bartlett Tennessee
When flooding occurs at your Bartlett, TN, business, you may not know where to begin when it comes to cleaning up the water or how to protect the building from further damage immediately after a flood ends. Calling a flood cleanup company can be an effective first step in resolving any issues with your building and property, but since flooding techs may perform both mitigation and restoration services, knowing the difference between the two can help you understand what to expect once help arrives.
1. Mitigation Is Performed Immediately
When storm damage techs first arrive at your business, they may discuss mitigation procedures with you. These actions are designed to prevent the spread of flood damage and may include the installation of tarps on a broken roof, sealing of flooded rooms to reduce the spread of contaminated water and draining vulnerable areas to protect sensitive machinery or systems. Mitigation is typically performed upon the arrival of your flood cleanup company.
2. Length of Completion
While a restoration company may also offer mitigation services, the length each job takes can be quite different. Because mitigation is meant to prevent the worst of the damage after a flood, it is usually performed and completed within a day or two of the incident. Restoration, however, can involve the tearing out of drywall, broken or sagging sections of roofing and mold cleanup. This can take anywhere from several weeks to a few months, depending on the damage.
3. Level of Owner Involvement
Because mitigation usually involves emergency action, flood technicians may ask you to stand clear while they perform this service. They may even evacuate the building and get back to you with a report once mitigation is complete. In contrast, restoration may require extensive input on your part, from what you would like salvaged and repaired to being involved and advised about what is to be torn out and cleaned.
Dealing with flooding in Bartlett, TN, can be stressful as a business owner. However, when you know the difference between mitigation and restoration, you can feel more confident about working with a flood cleanup company.
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After the Flood: 3 Safety Tips
Flood Water Damage in Hospital
Whether it's just your basement or the entire house, a flood can unleash a wrath that may consume your time for months. Even though your shelter and prized possessions can easily take the forefront of concern, there is one factor that stands above all the rest in these situations: flood safety. It’s time to learn about some quick safety pointers you can keep in your back pocket for future disasters.
1. Keep Emergency Supplies on Hand
When nature's unwelcome visitors make an appearance in Bartlett, TN, it is easy to become overwhelmed and disoriented. However, by knowing the location of your emergency kit and keeping it close by, you can ease the stress. Emergency supplies could also potentially come to the rescue in serious situations. Depending on the extent of the damage, the help of a professional might be necessary.
2. Relocate to Higher Ground
Once again, it can be tempting to ignore the safety tips and remain near your belongings during all stages of a flood. It is important to move to higher ground – especially during flash floods – when your home could soon become partially submerged in water. Moving by foot is also important since driving conditions can be dangerous during these times. Relocating to higher ground is a flood safety tip that could make all the difference when the weather takes a turn for the worse.
3. Remain Aware of Surroundings
Lastly, keeping a focus on the wellbeing of yourself and anyone else living in your home is one of the most crucial safety tips of all. Pay special attention to water levels, even when they do not appear threatening. When moving, water can pose a significant hazard and can even take your feet out from under you unexpectedly.
Floods can be aggravating, time-consuming, and even frightening, but they can also become manageable when the right flood safety measures are kept in focus. While your property is certainly vital, your safety during these sudden disasters is the key to combating a flood and its damage.
Visit us at http://www.SERVPRObartlettcordovaeastmemphis.com for more information.
How a Flood Cut Can Spare Your Basement Walls
Damage from flooding is among the most trying of challenges for any homeowner in Bartlett TN. Depending on the severity of the saturation and level of contamination, it may be necessary to tear out certain building materials to avoid bigger problems down the line. Restoration professionals might advise making what is known as a flood cut in order to spare as much existing drywall and insulation as possible. Learn what you should expect if this approach is recommended for your residence.
The Cut That Heals
If you dip a paper towel into a pool of water, the liquid will begin to wick upward and absorb into the towel. Unfortunately, drywall tends to act in a similar fashion when flooding occurs, allowing moisture to creep up well beyond the visible high watermark. This is one situation where a flood cut may be employed as follows:
1. Cuts are made at least 12 inches above the waterline, ensuring that a majority of affected materials are safely removed.
2. Industrial air movers and dehumidifiers can be placed to begin drying the environment, returning it to a normal state.
3. Building inspection tools such as moisture meters can be used to determine that flood-related effects have been effectively eliminated.
To Cut or Not To Cut?
Keep in mind that flood cuts are not required in every instance. If the damage is limited and the water does not show evidence of contamination (such as due to a backflow of sewage), other solutions may be employed. In cases where the walls are not insulated, there’s often less need to tear out drywall in general. Less invasive options might allow for drilling of small holes in affected areas, which are used to pipe in warm, dry air and remove dampness. Regardless, it’s advisable always to respond to signs of flooding in Bartlett, TN immediately so as to limit the negative impact on your home.
Visit us at http://www.SERVPRObartlettcordovaeastmemphis.com for your storm damage needs.
What a Flood Cut Is and When it Is Required
What a Flood Cut Is and When it Is Required
If you have suffered flooding damage in Memphis, TN then you are likely already researching the restoration process. One of the most common practices when repairing damage caused by flood water is determining a flood cut. Despite being a simple part in the process of preventing contamination, many people do not know what a flood cut is, what it is useful for, and when it is and is not necessary. Before you contact a restoration company, learn everything you can about when it is necessary to tear out your walls with a flood cut.
What a Flood Cut Is
To put it simply, a flood cut is the point where undamaged walls are separated from damaged walls which need to be replaced. This line is important because it is necessary to remove all the damaged material to prevent contamination. A flood cut is made 12 inches above where the water damage line ends. After flooding, flood cuts are useful for:
Eradicating accumulated bacteria
Removing and restoring all water damage
Ensuring all damaged material is removed, both internally and externally
Restoring walls to their complete and appealing appearance
When Is a Flood Cut Necessary?
A flood cut is not always necessary, but it is very common. If flooding occurs with clean water, a flood cut may not actually be needed. However, sewage frequently backs up during a flood and if this is the case, a dangerous contamination of bacteria may be present. If the water was not clean, a flood cut to tear out your damaged walls is always required in order to ensure your home or business is perfectly safe to return to. Dirty water is the most common aspect that determines if a flood cut is necessary, although other smaller factors may also be considered. Each situation is unique, so your restoration professional should help you to make the final decision. Visit http://www.SERVPRObartlettcordovaeastmemphis.com for more information on flood damage.
6 Tips To Help During A Storm Restoration
6 Tips To Help During A Storm Restoration
Storm damage can damage your home in many ways. Hurricane damage, wind damage, ice damage, hail damage, and water damage can affect your home anytime. Here are helpful tips to help you get roof leaks, ice damming, flood water, river flooding, flooding or rising ground water under control and gain complete storm remediation.
Allow Expert Create Water Restoration Plan
The kind of damage your home determines home restoration plan undertaken. Whether it is ice damage, hurricane damage, wind damage, hail damage, roof damage, and water damage will affect the method of storm remediation. Most storm damage occurs concurrently. For instance, heavy rain, hail, and lightning cause hail damage, flooding, and water damage. The water restoration plan needs to aim for timely storm remediation. The plan outlines roof repairs for roof leaks on roof damage, repair frozen pipes, and how to remedy any ice dams and ice damming. The restoration plan determines whether you require flood pumps for water restoration and remove ground water, river flooding and flood water.
Identify and Prepare for Climatic Conditions
Environmental and climatic conditions often change. Throughout the year you might experience flooding, river flooding, excess ground water, and ice dams causing storm damage, and water damage. Time of the year environmental conditions you will experience. During the summer you likely to encounter hail damage, hurricane damage and roof damage on your home that will cause a roof leak. In the winter prepare for ice dams, frozen pipes, ice damming and ice damage on your home. River flooding, flood water, and flooding can occur any time of depending on the amount of rainfall.
Focus on the Storm Remediation
Storm remediation focus on putting hail damage, ice damage, flood water or ground water under control and minimize further wind damage or hurricane damage on your property. Start home restoration immediately. Use flood pumps to control and remove flood water, mend frozen pipes, and repair roofs after roof damage. Wind damage, hurricane, storm damage and ice damage are unavoidable and unpredictable. How you deal with the home damage affects home restoration plan. Call professionals who will use flood pumps and other specialized equipment to facilitate rapid storm restoration.
Contact Your Insurance Agent
Check if your insurance agent covers property damage from ice dams, floods, excess ground water, and river flooding. Document roof repairs, repaired frozen pipes, and ice damage on your property using photos. Call you're the insurance company before commencing any roof repairs.
Explore Appropriate the Water Restoration Techniques
Employ the appropriate restoration techniques to achieve proper storm remediation. Professional storm restoration expert has the expertise, method, and equipment such as flood pumps to deal with ground water, flood water, and river flooding. Identify the salvage items and those soaked in water. Address ice dams, roof leakage and roof damage on your home. Work with a trusted home restoration expert who can identify ice damming and mitigate on future occurrence of roof leaks and roof damage.
Repair the Storm Damage to Achieve Restoration
Reaching out the storm restoration expert who understands hail damage, roof repairs and the mitigation on flooding and wind damage will timely restore your home. Flood pumps will efficiently deal with water in your house. You require roof repairs and roof tarps. Remove the damaged items and document on them. Dry and clean the house. The storm restoration expert has specialized equipment to remove odor in your home. Renovate and paint your walls. Rebuild roof and install new carpet.
Every storm damage is different but working with home restoration expert will facilitate and ease storm restoration. Taking note of various climatic conditions and taking remedial measures with help prepare in case of home damage. Focusing on home restoration and storm remediation is essential. Following a few tips such as appropriate restoration plan and techniques, and contacting your insurance company will enhance complete renovation. The expert will make a recovery easy and cost-efficient.
Visit http://www.SERVPRObartlettcordovaeastmemphis.com for more information on storm damage.
The water cleanup process
The water cleanup process
It is crucial to remember that the most important step a property owner can take whenever they have noticed flood water in their business or water in their home is to immediately call in the professionals. Once the call is made, a water cleanup team will typically be dispatched to the home, usually arriving within 30 minutes.
Once on scene, the water cleanup team will immediately start the assessment of the water in the business or water in the home, classifying the water according to its health hazard risk and moving quickly to stanch any existing leaks emanating from pipe breaks or supply line breaks. The team will also carefully examine the area around the original pipe break or supply line break, noting if any water has seeped into unseen or hard-to-reach places.
Once the damage to the flooded home or business has been assessed, the team will begin the water removal process.
Removing standing water from the flooded home or business
Water will be removed through the use of heavy-duty extracting equipment. This should only take a few minutes, as the equipment used is capable of sucking out thousands of gallons of water per hour.
For more storm information visit http://www.SERVPRObartlettcordovaeastmemphis.com.
The Drying Process
The drying process used by SERVPRO of Bartlett/Cordova/East Memphis
The first step is for the team to set up industrial-strength drying equipment such as air movers and dehumidifiers. Special care will be taken to thoroughly dry the area around the original pipe break or supply line break. If water has seeped into any areas around the supply line break or pipe break, special drying equipment will be set up to ensure that all moisture is removed from the area. The drying process can take 3-5 days for traditional drying. However, hard to dry materials can make the process longer: wood floors and crawlspaces.
After the building is dry the restoration of any damaged materials can be started. The restoration is the most time consuming.
For any questions please visit our website http://www.SERVPRObartlettcordovaeastmemphis.com.
Professional Storm Damage Restoration
Professional Storm Damage Restoration
Harsh weather conditions like flooding, wind, and storms can cause devastating damage to homes, property, or businesses. Property damage due to storm damage or flood water is one of the most overwhelming issues when it comes to home safety and security. When this form of damage occurs to your family or business, your first step is to contact a home restoration company that you trust will conduct a proper storm remediation.
An immediate response for storm restoration reduces the impact that occurs to your property. It is worth noting that roof damage may be accompanied by water damage hence the quicker your response, the less risk there is for the floor, walls and property to seep up water. Consequently, this helps reduce the cases of mold growth that may cause decay.
Visit http://www.SERVPRObartlettcordovaeastmemphis.com for more information on storm information.
Storm Restoration Experts
Once contacted, the storm restoration experts will need to visit your home/business to assess and analyze the level of damage that has occurred. The main priority of these professionals is to secure your property before proceeding to attend to cleanup, repair, and restoration needs. Once all the debris has been removed from the exterior and roof repair is done, the experts move to internal cleanup in case the dry cleaning of furniture, carpets, clothes and other items is needed. Oozing of ground water especially in places prone to flooding could also cause storm damage especially if river flooding occurs and no flood pump has been constructed.
Before proceeding to choose a restoration company, you ought to consider their reliability in minimizing the damage that occurs to your home/business after a storm. The company ought to attend to your psychological needs like shelter, clothing, and food before proceeding with the needed storm remediation.
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Storm Restoration Services
Water restoration services are needed in cases of water damage caused by flood water, roof leak, ice damage, oozing of ground water, leaking or bursting of frozen pipes, and ice dam bursting. Water restoration companies come up with various storm remediation services to ensure successful home restoration tasks. During the home restoration process, the storm restoration companies concentrate on storm damages such as roof damages that may cause a roof leak hence the need for roof repair. Hail damage and wind damage may for instance cause roof damage.
Ice damming is also problematic in cold places like Tundra that forms an ice dam that can burst any moment causing ice damage to your property or home. When frozen pipes burst, they may cause flooding in homes hence the need for the cleaning of flood water before any damage occurs. River flooding on the other hand can be minimized through the construction of a flood pump that helps in the water restoration process when conducting home restoration exercises.
Ice damage, hail damage, hurricane damage, ice damming (forming ice dam), bursting of ground water, wind damage, and flood water occur naturally. As a result, wind damage can also be resolved through storm remediation. Hurricane damage is particularly common and its impact may be overwhelming. All of these damages may result to roof damage that calls for roof repairs to avoid a roof leak.